Homeowners Insurance in West Chatham, MA

The right homeowners insurance policy is essential for both seasoned and first-time buyers. Without it, you may be vulnerable to heavy financial losses if your property gets damaged. Finding the right policy can be tricky, but Cape Wide Insurance is here to help you.

What Is Homeowners Insurance and How Does It Work?

Homeowners insurance may help pay for the costs of repairing or replacing your property and personal belongings if a covered event damages your home. Depending on your policy, you may have to pay a deductible before your coverage kicks in.

In general, homeowners insurance typically covers the following:

• Dwelling coverage may protect your home’s physical structure and attached fixtures, such as a shed or garage.

• Liability coverage may cover medical and legal expenses if you’re found liable for third-party injuries or property damage.

• Personal property coverage may cover appliances, clothes, equipment and furniture.

• Additional living expenses coverage may cover food, shelter and other expenses if your home becomes temporarily uninhabitable.

How Much Homeowners Insurance Should I Have?

Your insurer may determine your premium based on several factors such as location, property value, claims and credit history. Your personal belongings and your home’s unique features, if any, may also be considered.

Get Homeowners Insurance Today

Contact Cape Wide Insurance to learn more about our insurance solutions or get a personalized quote.