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Home » Motorcycle Insurance in West Chatham, MA 

Motorcycle Insurance in West Chatham, MA 

Motorcycle insurance is a reliable companion for many bikers. From minor accidents like scrapes and falls to major collisions, motorcycle insurance can help ensure riders are financially protected from repair costs and medical expenses. black cruiser motorcycle on soil

What Is Motorcycle Insurance?

Motorcycle insurance is designed to financially protect riders, passengers and their assets. Like auto insurance, motorcycle insurance can pay for damages and injuries resulting from accidents, collisions or theft. In Massachusetts, motorcyclists are required to carry insurance. Riding without it can result in fines, license suspension or legal penalties.

A standard motorcycle insurance policy typically includes the following coverage:

  • Bodily injury liability may cover medical bills and lost wages for the other party involved in the accident
  • Property damage liability may pay for damages to another person’s vehicle or property if you cause an accident
  • Uninsured motorist coverage may help pay for your medical bills and damages if you are involved in an accident with an uninsured at-fault driver.

Depending on your situation, additional coverage may be advisable to add to your policy. Some coverages that are commonly added are the following:

  • Comprehensive may repair or replace your motorcycle due to theft, vandalism, fire or collision with an animal.
  • Collision may cover damage to your bike from accidents.
  • Medical payments (MedPay) coverage may help cover your medical bills and those of your passengers following an accident.
  • Optional equipment may help if your motorcycle is customized, as most comprehensive and collision coverages will only pay for the factory standard parts of a motorcycle.

How Much Does Motorcycle Insurance Cost in West Chatham, MA?

Multiple factors influence your motorcycle insurance cost, such as the following:

  • Your age and experience
  • Driving record
  • Type of motorcycle
  • Coverage options
  • Deductibles
  • Credit history

Contact Our Agency

Don’t let uncertainty slow you down. Reach out to Cape Wide Insurance Agency Inc. and let our experienced team guide you through securing reliable motorcycle insurance. Contact us today to get your free motorcycle insurance quote.