Summer on the Cape: Insurance Tips for Tourists Renting Cars, Boats, and Vacation Homes

A summer trip to West Chatham, MA often involves car rentals, boating and vacation rentals. Your current insurance may not fully apply in these situations. Cape Wide Insurance can help you review your policies, identify potential gaps and make sure you have the right coverage before your trip.

Renting a Car in Massachusetts

Your auto policy may cover rental cars, but coverage varies by policy and state. Check whether you have collision and comprehensive coverage before deciding on the rental company’s options.

Boat Rentals and Watercraft Coverage

Renting a kayak, pontoon, or motorboat may expose you to certain liabilities. If you have a watercraft or umbrella policy, it may help address this gap; however, you may otherwise need to inquire about options at the rental counter. Even if you have a boat or umbrella policy, it may be useful to review your policy before heading out on the water.

Vacation Home Rentals

Renters or homeowners insurance may still be useful for a short stay away from your home. It can cover personal belongings in a rental and may include liability coverage if someone is injured. The rental owner’s policy usually does not cover a guest’s belongings.

We Can Help

Contact Cape Wide Insurance today to get a free custom quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.